Limited time
  • Limited-time offer: $19 per ebook (was $30)
  • All 3 ebooks for $45 (was $90) · save $45
  • Fed target range held at 3.75%–4.00% on Oct. 28, 2026 FEDERAL RESERVE
  • Prices up 3.7% in the 12 months to Sept. 2026 BLS
  • Social Security COLA for 2027: 3.6% SSA
  • National debt: $40.25 trillion on Oct. 5, 2026 TREASURY DATA
  • I bond rate, Nov. 2026–Apr. 2027: 5.51% US TREASURY
  • Instant PDF ebook download · large, easy-to-read print
Economy Alert Report Secure checkout · Instant PDF ebooks

For retirees · Plain English · Large print

Rates, prices and debt are moving. Know what it means for your money.

Three complete ebooks: what every Fed cut or hike does to your savings and loans, how to shield a fixed income from inflation, and what the national debt means for Social Security. Real numbers, checked November 2026.

$30 $19 per ebook Limited-time offer
Fed rates · Prices · Debt
The Fed Rate Guide for Retirees ebook cover
Inflation Shield ebook cover
Debt Crisis Ready ebook cover
BEST VALUE Get all 3 ebooks — $90 $45

Just $15 per ebook · save $45

Choose your ebook — $30 $19

Pick one · instant PDF download

This launch price is for a limited time. Secure checkout · card or PayPal.

Choose your ebook

Three complete ebooks. Each one stands on its own.

Pick the one you need most today, or get all three ebooks and save.

The Fed Rate Guide for Retirees ebook cover

The Fed Rate Guide for Retirees

What every rate cut or hike does to your savings, CDs and loans.

44 pages · large-print PDF ebook

  • Rates and your bank account, CDs and bonds
  • Mortgages, HELOCs and reverse mortgages
  • What to do before the next Fed meeting
  • Your rate map and a CD ladder planner
$30$19Limited time
Buy this ebook — $19

Add the other 2 for just $26 more → get all 3 ebooks for $45

Inflation Shield ebook cover

Inflation Shield

How to protect a fixed income when prices keep rising.

44 pages · large-print PDF ebook

  • Where inflation hits seniors hardest
  • TIPS and I bonds, step by step
  • Your real 2027 COLA after Medicare
  • A cost-of-living budget plan to fill in
$30$19Limited time
Buy this ebook — $19

Add the other 2 for just $26 more → get all 3 ebooks for $45

Debt Crisis Ready ebook cover

Debt Crisis Ready

What America’s debt means for your Social Security and savings.

43 pages · large-print PDF ebook

  • The national debt in plain words
  • What could happen to benefits and taxes
  • The trust fund dates, explained calmly
  • Simple steps to stay prepared
$30$19Limited time
Buy this ebook — $19

Add the other 2 for just $26 more → get all 3 ebooks for $45

The numbers behind the headlines

What not knowing can cost

Three public facts. Each one is explained, with worked examples, inside the ebooks.

$1,850of buying power lost in one year on $50,000 sitting in an account that pays almost nothing, with prices up 3.7%.Simple math on the BLS figure for the 12 months to Sept. 2026.
$477a month: the gap on the average 2027 retirement benefit if the trust fund ran out and only 78% could be paid. A calm plan beats panic.2026 Trustees Report; SSA average benefit of about $2,170.
$10,000is how much each person can put into I bonds per year. They pay 5.51% for bonds bought Nov. 2026 to Apr. 2027, and many savers have never used them.US Treasury, TreasuryDirect.gov.

A quick self-check

Do you know these three things?

Answer in your head first. Then tap to see the answer.

When the Fed cuts rates, does your mortgage rate drop?

Not necessarily. Fixed mortgage rates follow the bond market. In late 2024 the Fed cut by a full point and mortgage rates went up. The Fed Rate Guide for Retirees shows what moves fast and what does not.

Is your Social Security raise based on what retirees buy?

No. The COLA uses prices paid by working households, and Medicare premiums take part of it. Inflation Shield shows what really reaches your bank.

If the trust fund runs out, do Social Security checks stop?

No. Payroll taxes keep coming in. The 2026 Trustees Report projects about 78% of retirement benefits could still be paid. Debt Crisis Ready explains the dates calmly.

Look inside

Real pages, not a sales pitch

Big print, short sentences, worked numbers, and a “do this today” step on many pages.

Inside page: monthly savings income at different interest rates
The Fed Rate Guide · your income at 2%, 3%, 4%, 5%
Inside page: what your 2027 COLA adds after Medicare
Inflation Shield · the COLA after Medicare
Inside page: what a 22% benefit cut would look like
Debt Crisis Ready · the 78% test
Best value · 3 complete ebooks
The Fed Rate Guide for Retirees
Inflation Shield
Debt Crisis Ready

All 3 ebooks together

Get all 3 ebooks — $90 $45

Limited-time offer · save $45

That is $15 per ebook instead of $19. Everything in one download.

  • The Fed Rate Guide for Retirees: savings, CDs, bonds, loans, reverse mortgages
  • Inflation Shield: COLA, Medicare, TIPS, I bonds, a cost-of-living budget
  • Debt Crisis Ready: the debt, trust fund dates, taxes, a calm plan
  • Worksheets and checklists you can print
  • Instant PDF ebook download, read on any phone, tablet or computer
BEST VALUEGet all 3 ebooks — $90 $45
Secure checkout · card or PayPal✓ Copy sent to your email

Questions

Before you buy

How do I get the ebooks?

Right after you pay, you get an instant PDF ebook download link on screen and by email. Each ebook opens on any phone, tablet or computer, and it prints well at home.

Are these printed books?

No. They are digital PDF ebooks in large print. Nothing is shipped. You can read them on screen or print the pages you want.

Do the ebooks predict what the Fed will do?

No. Nobody knows that. The ebooks show what usually happens to your money after a cut, a hike or a hold, so you are ready for any of them.

Do the ebooks tell me what to buy?

No. There are no stock, fund, bank, metal or annuity picks. Every example is made up and labelled. The ebooks teach you how to judge any option yourself.

Can I buy just one ebook?

Yes. Each ebook is complete on its own, $19 for a limited time. All 3 ebooks together are $45, which saves you $45 off the regular price.

How current are the numbers?

Facts were checked against public sources in early November 2026, including the October 2026 Fed decision, the September 2026 inflation report and the 2027 Social Security COLA. The 2027 Medicare Part B premium had not been announced yet.

Educational only. These ebooks are not financial, investment, insurance, tax or legal advice, and they do not recommend any security, fund, bank, metal or insurance product. Examples are made up and rounded. Rates, tax rules and benefits change, so check current figures with official sources and talk to a qualified professional about your situation. No result is guaranteed.

All 3 ebooks — $45 · Best valueor $19 each Get all 3